1.Building - Risk Covered Fire, Lightning, Explosion and Implosion, Aircraft or articles dropped from there, Riot, Strike or Malicious Act, Terrorism, Earthquake Fire and/or Shock, Subsidence and Landslide (including Rockslide) damage, Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado, or Cyclone, Impact damages, Contents Subsidence and Landslide (including Rockslide) Bursting and / or overflowing of (Excluding money and valuables) Water tanks, apparatus, and pipes, Missile testing operations, Leakage from automatic sprinkler installations, Bush Fire.
2.Contents - Burglary, Housebreaking.
3.Jewellery & Valuables - Accident or misfortune anywhere in India.
4.Plate Glass - Accidental breakage.
5.Domestic Appliances - Electrical or mechanical breakdown or accident.
6.Domestic Electronic Equipment - Total loss from electrical or mechanical breakdown or accident.
7.Cancellation of Vacation - Forfeiture of monies paid to hotels / resorts due to illness, death or loss of home due to fire & allied perils.
8.Baggage - Loss or damage while traveling in India.
9.Personal Accident - Loss of life (up to 4 persons) and repatriation of mortal remains.
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